One Record You Can Defend
The same six problems surface across every part of the industry. Only the systems and the regulator change.
Your data sits inside a hosted core, policy administration suite, or portfolio accounting platform, and getting it out is a contractual question before it is an engineering one. We work out what the contract allows, then build the extraction that fits it.
A member, policyholder, client, or borrower exists in the core, the origination or administration system, the digital channel, and the CRM, with no shared key between them. Identity and entity resolution built to a threshold you set, not a match rate we want to report.
Reconciliation is a symptom, not the disease. We land the sources, compare them on a schedule, and raise an exception your team works, so a break surfaces the day it happens rather than at the next month-end.
Whatever your regulator is called, the question is the same: how was this figure produced, and how long does it take you to show that? Lineage, access enforced in the platform rather than by convention, and a traceable path from a filed number back to source.
Most institutions hold current state only, because records were overwritten as loans, policies, and positions changed. Provisioning, restatement, loss development, performance substantiation, and model training all need the record as it stood on a date in the past.
Decades of reports built against a legacy estate nobody has inventoried, plus nothing that detects when an extract fails or arrives incomplete. We inventory what exists, move what earns its place, and put checks in front of it.
Where To
Start.
Most institutions start with a Blueprint to establish what is actually true across the estate before any platform work is scoped.
An assessment of your data, the systems that hold it, the contracts that govern it, and what your objective actually requires.
The governed Databricks capability that turns that assessment into a record your team can act on and defend.
Evidence for a specific, high-stakes question, such as a merger, an acquired book, or a branch or market decision.